Term Coverage
Affordable 10-, 20-, or 30-year protection designed for income replacement, mortgage security, and growing family needs at a lower cost than permanent policies.
Protect your family’s income, mortgage, and future plans with affordable term life insurance guidance tailored for North Carolina households. Vellum Life Group compares multiple top-rated carriers, explains your options without jargon, and helps you choose 10-, 20-, or 30-year coverage that fits your budget, health profile, and long-term responsibilities.

Personalized term life support from initial consultation through quotes, applications, approval, and ongoing policy reviews.
Affordable 10-, 20-, or 30-year protection designed for income replacement, mortgage security, and growing family needs at a lower cost than permanent policies.
Vellum Life Group compares multiple top-rated carriers to find competitive term life options that match your coverage goals, budget, age, and health profile.
Get step-by-step help completing applications, choosing faster approval options when available, and navigating medical questions or pre-existing health conditions confidently.

Eva begins with a no-obligation conversation about your family, income, mortgage, dependents, and future plans. For North Carolina clients, this often includes balancing household costs, childcare needs, and long-term protection goals.
Helping families secure meaningful coverage with clear advice, competitive options, and long-term policy support.
Thoughtful life insurance guidance built around your family, budget, and long-term goals.
Every North Carolina client receives one-on-one attention before any coverage recommendation is made.
Access multiple A-rated carriers to compare competitive rates and underwriting options.
Expect a 24-hour response time and streamlined scheduling for busy North Carolina families.
Annual reviews, beneficiary changes, coverage adjustments, and claims support remain available after purchase.
Personal guidance from a licensed insurance professional.

Founder & Licensed Insurance Advisor
Eva Ikonomakos is the Founder and Licensed Insurance Advisor at Vellum Life Group, bringing over 15 years of experience across financial services, healthcare, and international business. Licensed to serve clients nationwide, Eva specializes in life insurance and legacy planning, helping families, individuals, and small business owners secure their financial future with personalized, thoughtful coverage solutions. She founded Vellum Life Group with a clear mission: to provide life insurance guidance that is as adaptable and personal as the lives it protects. Eva partners with more than 10 A-rated carriers to offer competitive rates and tailored policies, and she is committed to a transparent, pressure-free process. Her dedication to long-term client relationships — including annual reviews and claims support — reflects her belief in protecting what matters most.
The cost of a $1,000,000 term life policy depends on age, health, tobacco use, term length, and underwriting class. A healthy younger applicant typically pays far less than someone older or with significant health risks. Vellum Life Group compares multiple A-rated carriers, so North Carolina clients can review competitive options before choosing a policy.
Talk with Eva for clear, pressure-free guidance.
NPN 21474735 for professional insurance guidance.
Multiple top-rated carrier partnerships available.
Over 15 years of relevant experience.
Share a few details about your goals, family, and budget. Vellum Life Group will respond within 24 hours with clear next steps and no-obligation guidance.
For immediate assistance, feel free to give us a direct call at 917-363-3554. You can also send us a quick email at info@vellumlifegroup.com.
For immediate assistance, feel free to give us a direct call at 917-363-3554. You can also send us a quick email at info@vellumlifegroup.com.